Peabody Municipal' FCU accepts Direct Deposit of funds electronically, which provides for monies to be deposited into your Credit Union accounts or applied as payments against your loans. Through ACH your funds can be transferred to or from your account to anywhere that will accept electronic money transfers.


How do you apply for Direct Deposit?

Ask your company’s Human Resource, Payroll Department or payment provider if they offer this service. If so, complete their Direct Deposit Authorization Form.

You will need to specify:
● Peabody Municipal' FCU routing number 211385161.
● Your account number.
● Choose where you would like your direct deposit to go (savings or checking).

This Direct Deposit Authorization Form must be completed and returned to your employer or payment provider.



This is a service only from your Regular Share Savings Account to help cover any non-sufficient funds clearing from your Share Draft Account (checking account).

Your account can only have six overdrafts per month. If there are not sufficient funds in your account or you have overdrawn six times, checks will not clear and will be returned as non-sufficient funds. This is not a line of credit, but a method of electronically transferring funds from your Share Savings account to you checking account to cover any overdraft checks.

Free Notary Service

Want something notarized for FREE?

The Credit Union has Notaries Public commissioned by the State of Massachusetts to witness and certify signatures on documents.


loan life insurance

Loan disability insurance