Deposit Rates

Fees

 

 

LOAN RATES
Effective Date: 4/1/2017

All rates are subject to change without notice.

 

 Type of Loan

APR*

Per $1,000

 Max Term

Max Amount

Signature Loan

11.00%

88.41

1 year

$10,000-$15,000**

12.00%

47.09

2 years

$10,000-$15,000**

13.00%

33.71

3 years

$10,000-$15,000**

14.00%

27.34

4 years

$10,000-$15,000**

14.50%

23.55

5 years

$10,000-$15,000**

Credit Card Consolidation

10.40%

46.35

2 years

$10,000-$15,000**

 

11.40%

32.94

3 years

$10,000-$15,000**

 

12.40%

26.55

4 years

$10,000 -$15,000**

** For "A" and "B" credit only

 

 Type of Loan

APR*

Per $1,000

 Max Term

Max Amount

Share Secured

4.00%

85.16

min. $25/1000 monthly payment

95% of Share Balance

Deduct 1.00% for any loan which is repaid via automatic payroll deposit and deduction. 

 

 Type of Loan

APR*

Per $1,000

 Max Term

Max Amount

Newer Cars & Trucks

2014-2017+

4.49%

43.65

2 years

100% of book value to max of sales price

4.99%

29.97

3 years

5.49%

23.26

4 years

5.49%

19.10

5 years

5.49%

16.34

6 years

Deduct 1.00% if the vehicle is new and has NOT been previously registered.  Take an additional 1.00% off the rate listed if the loan is repaid via automatic payroll deposit and deduction.

 

 Type of Loan

APR*

Per $1,000

 Max Term

Max Amount

Used Car & Trucks 

2011 - 2013

4.50%

43.66

2 years

90% of book value

5.00%

29.98

3 years

5.50%

23.26

4 years

6.00%

19.34

5 years

Deduct 1.00% for any loan that is repaid via automatic payroll deposit and deduction.

 

 Type of Loan

APR*

Per $1,000

 Max Term

Max Amount

Older Used Cars & Trucks

2008 - 2010

6.25%

44.44

2 years

80% of book value

7.25%

31.00

3 years

8.25%

24.54

4 years

Deduct 1.00% for any loan that is repaid via automatic payroll deposit and deduction.  

 

Credit Rating Discounts on ANY Loan product -

"A" = 1.50%  "B" = 1.00%.

 

*APR = Annual Percentage Rate