Peabody Municipal Federal Credit Union On-line
We value the trust that you place in us and in this
online service. We know that our members expect privacy
and confidentiality in all dealings with the credit
union, and we pledge that we will take the steps
necessary to protect the privacy of information shared
with us. No action can be taken involving your data
without your prior consent.
Do we disclose to any affiliated or non-affiliated
third parties your non-public personal information?
We may disclose the following kinds of nonpublic
personal information about you to affiliated or
non-affiliated third parties such as financial service
providers, ATM networks, and payment processors:
1. Information we receive from you on application forms
such as your name and account numbers.
2. Information about your
transactions with us or others such as account balance,
payment history, parties to transactions, and usage of
We will not reveal specific information about member
accounts or other personally identifiable data to
affiliated or unaffiliated third parties except as
1. when the information is required to complete a
transaction that you initiate;
2. when you request it;
3. when disclosure is
required by law (e.g. subpoena, investigation of fraud,
4. when you have been informed about the possibility of
disclosure for marketing or similar purposes and you are
given the opportunity to decline or opt out.
Business Relationships with Third Parties
We agree that we will not share information with third
parties who do not adhere to similar privacy principles
and practices as ours.
Children's Online Privacy
The law requires parental consent to collect or use
information from a child under 13. If you are a child
under 13, please show this to your parents and do not
use the online services of this institution without
verifiable parental consent pursuant to the Children's
Online Privacy Protection Act.
What is our policy relating to former members?
If you decide to close your account(s) or become an
inactive member, we will adhere to the privacy policies
and practices described in this notice.
Information Security and Accuracy
We restrict access to nonpublic personal information
about you to those employees who need to know the
information to provide products and services to you. We
maintain physical, electronic and procedural safeguards
that comply with federal requirements to guard your
nonpublic personal information. Procedures exist to
ensure that member financial information is accurate,
current and complete. Our staff responds to requests to
correct inaccurate information in a timely manner.
Visitors to our web site will remain anonymous. We do
not collect personal identifying information about
visitors to our site. Our servers collect standard
non-identifying information about visitors to the site,
such as date and time visited, IP address, city, state
and country. This information is only used to compile
standard statistics on site usage.
If the member has provided identification (such as name
and address) via e-mail, the information will only be
used to communicate with them to handle their request.
It is not sold or transferred to other parties.
Web Site Links
Our web site contains links to other business sites. We
are not responsible for the privacy practices or content
of such web sites. The links are provided to assist our
members with financial and membership related tasks and
events. Please contact the credit union immediately if
you find a linked site contains questionable content or