When you’re looking for excellent rates on deposit products, look no further – Peabody Municipal FCU has the competitive rates you’re looking for.

Effective Date: 7/1/2018

Regular Share Rates
Account Type Minimum Share Balance Rate APY*
Regular Share $25 + 0.05% 0.05%
Regular Share $5,000 + 0.10% 0.10%
Regular Share $25,000 + 0.15% 0.15%
Regular Share $50,000 + 0.20% 0.20%

Regular share dividends are calculated on the average daily balance and paid monthly. APY* = annual percentage yield. Rates may change without notice.

Club Accounts & Share Draft Rates
Account Type Minimum Share Balance Rate APY*
Holiday clubs $25 0.20% 0.20%
Vacation clubs $25 0.20% 0.20%
Share draft/checking $500+ 0.10% 0.10%

Club account and share draft dividends are calculated on the average daily balance. Club account dividends are paid monthly. Share draft dividends are paid monthly. APY* = annual percentage yield. Rates may change without notice. Not responsible for typographical errors.

Term Certificate Rates
Term Certificate Minimum Share Balance Rate APY*
6 Months $2,500 0.30% 0.30%
6 Months $5,000 0.55% 0.55%
1 Year $2,500 0.45% 0.45%
1 Year $5,000 0.70% 0.70%
2 Years $2,500 0.80% 0.80%
2 Years $5,000 1.05% 1.06%
3 Years $2,500 1.00% 1.01%
3 Years $5,000 1.25% 1.26%

 

Term Certificate Special Rates
Term Certificate Minimum Share Balance Rate APY*
9 Months $25,000 0.75% 0.75%
9 Months $50,000 0.85% 0.85%
15 Months $25,000 0.85% 0.85%
15 Months $50,000 0.95% 0.95%

Minimum Deposit of $2,500.00 required. Interest compounded monthly on all certificates with terms greater than six months. APY* = Annual Percentage Yield

Early withdrawal penalties may be imposed. The Annual Percentage Yield assumes principal and interest would remain on deposit for the full term. A withdrawal and/or fees may reduce earnings.